Provides training and consultancy service for Sheffield advice centres and other agencies in matters relating to credit and debt.  Also runs Sheffield Debtline for debt advice to the general public, telephone advice only (see separate entry).  Publications include: Dealing with your Debts self help information booklet; Annual Report; Good Practice Guidelines for Debt Advisors; Practical Ideas for Improving Advice Services for Disabled People on Debt; Debt and Disabilities (Research findings from qualitative research into experience of disabled people with debt); Poverty, Debt and Indifference (a study of household debts and advice needs in the Pakistani community in Sheffield).